It's possible to trade profitably on the Forex, the nearly $2 trillion worldwide currency exchange market. But the odds are against you, even more so if you don't prepare and plan your trades. According to a 2014 Bloomberg report, several analyses of retail Forex trading, including one by the National Futures Association (NFA), the industry's regulatory body, concluded that more than two out of three Forex traders lose money. This suggests that self-education and caution are recommended. Here are some approaches that may improve your odds of taking a profit. Prepare Before You Begin Trading Because the Forex market is highly leveraged -- as much as 50 to 1 -- it can have the same appeal as buying a lottery ticket: some small chance of making a killing. This, however, isn't trading; it's gambling, with the odds long against you. A better way of entering the Forex market is to carefully prepare. Beginning with a practice account is helpful and risk-free. While you're trading in your practice account, read the most frequently recommended Forex trading books, among them Currency Forecasting: A Guide to Fundamental and Technical Models of Exchange Rate Determination, by Michael R. Rosenberg is short, not too sweet and highly admired introduction to the Forex market. Forex Strategies: Best Forex Strategies for High Profits and Reduced Risk, by Matthew Maybury is an excellent introduction to Forex trading. The Little Book of Currency Trading: How to Make Big Profits in the World of Forex, by Kathy Lien is another concise introduction that has stood the test of time. All three are available on Amazon. Rosenberg's book, unfortunately, is pricey, but it's widely available in public libraries. "Trading in the Zone: Master the Market with Confidence, Discipline and a Winning Attitude," by Mark Douglas is another good book that's available on Amazon, and, again, somewhat pricey, although the Kindle edition is not. Use the information gained from your reading to plan your trades before plunging in. The more you change your plan, the more you end up in trouble and the less likely that elusive forex profit will end up in your pocket. Diversify and Limit Your Risks Two strategies that belong in every trader's arsenal are: Diversification: Traders who execute many small traders, particularly in different markets where the correlation between markets is low, have a better chance of making a profit. Putting all your money in one big trade is always a bad idea. Familiarize yourself with ways guaranteeing a profit on an already profitable order, such as a trailing stop, and of limiting losses using stop and limit orders. These strategies and more are covered in the recommended books. Novice traders often make the mistake of concentrating on how to win; it's even more important to understand how to limit your losses. Be Patient Forex traders, particularly beginners, are prone to getting nervous if a trade does not go their way immediately, or if the trade goes into a little profit they get itchy to pull the plug and walk away with a small profit that could have been a significant profit with little downside risk using appropriate risk reduction strategies. In "On Any Given Sunday," Al Pacino reminds us that "football is a game of inches." That's a winning attitude in the Forex market as well. Remember that you are going to win some trades and lose others. Take satisfaction in the accumulation of a few more wins than losses. Over time, that could make you rich!

CHOCOLATE PEANUT BUTTER RICE KRISPIES® TREATS

CHOCOLATE PEANUT BUTTER RICE KRISPIES® TREATS
These Chocolate Peanut Butter Rice Krispies Treats were created as part of a shop that has been compensated by Collective Bias, Inc. and its advertiser. All opinions are my own.
The fact is, I have a lot of trouble following a recipe as written. Since I cook, bake and create recipes frequently am I always thinking about how a recipe can be improved. Some classics shouldn’t be messed with. I can appreciate that, but sometimes a few switch-ups can take a recipe from good to great.
My mom has been making a version of these Chocolate Peanut Butter bars every holiday season since I was a child. It is a chewy peanut butter Rice Krispies® bar topped with a mixture of melted chocolate and butterscotch chips. The sweet and creamy topping balances the chewy and slightly crisp bar underneath. It’s a fantastic combination of flavors and textures.
One bite of these bars brings back vivid memories from the holidays of my childhood. I love how food has the ability to flood me with happy memories; it’s one of the best reasons I can think of to get into my kitchen.
INGREDIENTS
BARS
  • 1 cup light corn syrup
  • 1/2 cup granulated sugar
  • 1/2 cup light brown sugar
  • 1 cup creamy peanut butter NOT natural, room temperature
  • generous pinch sea salt
  • 5 cups Rice Krispies®
TOPPING
  • 2 cups semisweet or bittersweet chocolate chips
  • 1 cup butterscotch chips
  • 2 tablespoons creamy peanut butter NOT natural, room temperature
  • 1 cup chopped peanut butter cups or 1 cup chopped salted peanuts

INSTRUCTIONS
BARS:
  1. Line an 8.5x11 or 13x9-inch baking pan with parchment paper or foil (if using foil, lightly grease it). Set aside. 
  2. Place the corn syrup and sugars in a large saucepan over medium-low heat and stir to combine. Bring to a boil, stirring constantly. Once boiling, remove from the heat and immediately stir in peanut butter and a pinch of salt. Mix until well combined. Quickly stir in Rice Krispies. Spread into the prepared baking pan. I lightly grease my palm and press the mixture into a flat layer.
TOPPING:
  1. In a small saucepan over low heat, combine chocolate chips, butterscotch chips and peanut butter. Cook, stirring frequently until completely melted and smooth. Pour over the top of the bars. If topping with peanuts you can sprinkle them on right away. If you're topping the bars with peanut butter cups, allow the chocolate to cool slightly (but not all the way) before adding the peanut butter cups.
RECIPE NOTES
The bars pictured were made in an 8.5x11 pan. If you use a 9x13 the bars will be slightly thinner.
The more you pack the mixture down into the pan the more dense the bars will be. For a lighter bar, press gently.

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